Insurance & Fees

I believe that everyone should have access to quality mental health care. For this reason, I accept a number of insurance plans, as well as private pay. I accept the following insurance plans in the state of New Jersey:

• Aetna

• Quest Behavioral Health

• Carelon Behavioral Health

• Horizon Blue Cross Blue Shield

• Independence Blue Cross

• Cigna

• United Health Care/UMR/Oxford/Oscar

• Medicare Part B and some Medicare Advantage plans

I do not accept Medicaid at this time.

Should you decide to use your insurance in any capacity, it is best to contact your insurance companies directly. You are responsible to verify with your insurance that services are covered as part of your plan. Please request your specific plan's eligibility and benefits to determine if there may be applicable co-pays, co-insurance, or other out-of-pocket costs.

Michelle Tartamosa, LCSW, CCLS, CT: NPI:1912673229 NJ LCSW: 44SC06542700

The following questions might be helpful when navigating the process:

• Do I have mental health benefits? If so, what do they include?

• Do I have out-of-network benefits? If so, might I be able to submit receipts for personal reimbursement?

• Do I have a deductible and has it been met?

• Is there a set number of allowed sessions per calendar year?

• What is the customary rate that your percentage is based on for the 90834 and 90837 billing codes?